Money
PINhead terrible at security questions
It is one of the most dreaded questions of our time: “What’s your PIN number?” I had a question about our cell phone contract and the agent asked for my PIN. I went weak in the knees. I always feel like such a failure when I can’t remember a PIN, almost like a, well, PINhead. [...]
The Fine Art of Couponing – Step One: Menu Planning
When people hear of couponing, they either think about the $.35 off two boxes of cereal, or the crazy people on the reality tv show—which is really NOT reality. I’m here to debunk these myths and share a few pointers on saving money. It’s a process, so let’s start at the beginning. This is a [...]
Insurance worth every penny
The number of young Americans ages 19-25 lacking health insurance has shrunk by 2.5 million since President Barack Obama’s health care overhaul took effect in September 2010, it was reported this week. As long as we could prove my daughter was still in school, my company insurance would cover her (with me contributing to the [...]
Finding the best charity for you and your hard-earned cash
Whether you’re passionate about saving the whales or want to feed the homeless, deciding which cause should receive your hard-earned money this holiday season can be a tough call. “You have to figure out where your philanthropic passions are,” said Sandra Miniutti, vice president for the charity evaluation service Charity Navigator (charitynavigator.org). “There are more [...]
Tips On Tipping
The holidays are upon us and we are all feeling a little bit pinched in the wallet, no? We are all looking for ways to save. Good. A little frugality never hurt anyone. But let’s not save at the cost of etiquette. Recently I was out at a local sports bar with a friend and [...]
Family gatherings a good chance to discuss finances
SACRAMENTO, Calif. – It’s time to talk turkey. No, not that big bird in the oven, but the chance to chat about a far less mouth-watering topic: family finances. This week, as parents, kids and siblings gather ’round for the Thanksgiving holiday, financial experts say it can be an ideal time to initiate conversations about [...]
How to Save Money When You’re Moving
Moving can get expensive. Really expensive. Unexpected expenses, and expected ones (if you don’t provide limitless pizza, your friends are not obligated to help you move- you know this, right?). Little projects (replacing outlet covers to make them all white) turn into bigger projects (the plugs are actually almond color, so you need to replace [...]
because I get mean when I am hungry
Saw this posted on a friend’s Facebook the other day along with her comment, “Amen!” Seriously? I’d like to meet this college student. Where does he attend college? Fairyland University? This is not reality. Reality is that people ARE working their asses off. People are BEGGING for the opportunity to work their asses off. People [...]
Halloween on a budget: Tricks and tips for cheaper costumes
Here’s a Halloween factoid to frighten the frugal soul: Americans adults plan to spend an average $72.31 EACH on Halloween candy, decorations and costumes for themselves, their kids and their pets this year, according to the National Retail Federation. And that’s up nearly 10 percent from last year. Can you hear me screaming in horror? [...]
B of A to charge $5 for debit card use
Bank of America Corp. will charge customers $5 a month when they use debit cards to make purchases, a move likely to be followed by other banks as new federal regulations limit their ability to pinch consumers with big fees for overdrafts and late credit-card payments. Debit cards have been promoted for years as a [...]
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